Xpence is a financial technology company and not a bank. Xpence provides business owners with tools to control their business expenses.

Xpence is a spend and expenses management platform built for business owners to empower them and their employees to manage business expenses through an integrated prepaid visa card. Xpence eliminates hectic and manual expense reporting, reducing the reimbursement process, and simplifying business expenses.

Xpence currently operates in the United Arab Emirates and Bahrain.
Coming soon to Saudi Arabia, Egypt, Pakistan, Kuwait, Oman and Qatar.

Stay tuned for updates.

Opening an Xpence account is very simple. If you are a business owner in the UAE or Bahrain, all you need to do is download the Xpence App from Apple Store or Google Play Store. Once you download the Xpence App, you will be asked to create an account. Once you are logged in, you will need to complete your digital application and submit it for approval.

Xpence is a business product, whether you are a licenced freelancer, SME or corporate, you can use Xpence to manage your business expenses.

If you are a business owner in Bahrain, we will require these documents:

• CPR
• Commercial Registration
• Memorandum of Association (If Applicable)
• Proof of Address
• Your Company logo (Acceptable format: PNG, JPG, or JPEG. Ideal Size:1:1 square)
• VAT Registration certificate (If Applicable)

Your Xpence card is a Visa corporate prepaid card, accepted worldwide to manage all your business expenses whenever and wherever you are.

Your funds are protected by a process known as safeguarding, whereby your funds are held with our top-tier local banking partner.