Simple pricing plans for smart spending.


Best for small companies and entrepreneurs with <AED37k monthly expenses
AED 0 per month
  • Unlimited users
  • Unlimited physical cards
  • Unlimited virtual cards
  • Card controls
  • Expense requests
  • Auto categorisation
  • Receipt capture
  • Custom tags
  • Approvals
  • Workflows
  • Chat support
  • Online training


Ideal for companies with > 20 employees and monthly business expenses of > AED37k
AED 350 per month, billed annually
  • All Starter plan features plus:
  • Accounting integrations
  • Up to 1% cashback
  • Dedicated customer success manager
  • Onsite training
  • The first month is on us
Most popular


For large companies in need of the flexibility of a custom-tailored solution and ongoing support
  • Custom pricing
  • Additional cashback
  • Piority Support

Trusted by CFOs and finance teams at

What you need to know about Xpence?

Xpence is a financial technology company and not a bank. Xpence provides business owners with tools to control their business expenses.

Xpence is a spend and expenses management platform built for business owners to empower them and their employees to manage business expenses through an integrated prepaid visa card. Xpence eliminates hectic and manual expense reporting, reducing the reimbursement process, and simplifying business expenses.

Xpence currently operates in the United Arab Emirates and Bahrain.
Coming soon to Saudi Arabia, Egypt, Pakistan, Kuwait, Oman and Qatar.

Stay tuned for updates.

Opening an Xpence account is very simple. If you are a business owner in the UAE or Bahrain, all you need to do is download the Xpence App from Apple Store or Google Play Store. Once you download the Xpence App, you will be asked to create an account. Once you are logged in, you will need to complete your digital application and submit it for approval.

Xpence is a business product, whether you are a licenced freelancer, SME or corporate, you can use Xpence to manage your business expenses.

If you are a business owner in the UAE, we will require these documents:

  • Emirates ID
  • Trade Licence
  • Memorandum of Association (If Applicable)
  • Proof of Address (DEWA or Du or Etisalat bill)
  • Your Company logo (Acceptable format: PNG, JPG, or JPEG. Ideal Size:1:1 square)
  • VAT Registration certificate (If Applicable)

Your Xpence card is a Visa corporate prepaid card, accepted worldwide to manage all your business expenses whenever and wherever you are.

Your funds are protected by a process known as safeguarding, whereby your funds are held with our top-tier local banking partner.

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Xpence Bahrain Ltd WLL Bahrain Fintech Bay, Arcapita Building, Building 551, Road 4612, Block 346, Manama Seafront, Kingdom of Bahrain
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The Central Bank of Bahrain has confirmed that “Xpence Ltd.” is authorised to participate in the Fintech Regulatory Sandbox in the Kingdom of Bahrain and is henceforth granted authorisation to operate as a “Sandbox Ancillary Service Provider” for a limited period.
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