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Get Started

Xpence was built to make your ledger obsolete.
Follow the guide below to get you started on your onboarding with Xpence.
01.

Download Xpence

Go to the App Store of choice and download the app today
02.

Let’s Meet You.

To get you started with Xpence, we need to get to know you a little better.
The app will prompt you for some basic information.
We’ll need your full name*, your ID*, your role in your business, your address and a selfie.
*1 Name should be the same as your ID
*2 you must be above the age of 18
03.

Tell us about your business

After we get to know you, we’d love to learn more about your business.
To get you off the ground, let us know what industry you’re in, where you’re based*, and any links to your website or social accounts.
*must be registered in one of the countries Xpence operates = Saudi Arabia, UAE, Bahrain, Egypt, Pakistan
04.

Invite Your Partners

Invite any of your investors/shareholders to join your business.
*partners need to go through a separate KYC process. (FAQ Page Option)
05.

Upload Documents

Your almost ready to submit your application to Xpence!
Please upload the following documents: Your Company Registration Certificate, articles of association, and proof of address*.
*these are the minimum documents required, Xpence may reach out to you in future if more documentation is needed for your onboarding (fine print)
06.

Track Your Application

Once you’ve submitted your application, you can log back into the app at anytime and check the status of your application.
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The Xpence card is issued by Mashreqbank PSC, pursuant to license by Visa.  Visa is a registered trademark of  Visa Inc . Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law No. (14) of 2018 Regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

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