Instant Virtual Visa Cards For Businesses

Manage your online expenses
like never before
Instantly issue and start spending securely online using Xpence Visa virtual cards.
How it works

Unlimited Virtual Cards

Issue unlimited number of cards for all your needs


One time use cards help reduce the risk of fraud.

Real time Tracking

Keep any eye on all spending from one place.

Instant Issuance

Issue cards and start spending immediately.
Secure online spending
Instantly create virtual cards for all of your online expenses.

Instant virtual cards

A virtual card is exactly like a physical card, but are exclusively for you online business expenses. You get a card number, expirty date and CVV – all accessible from your app. Start issuing virtual cards instantly with just a few clicks.

Instant payments with Xpence on Google Pay

You can securely add your virtual Xpence Visa cards to Google Pay and instantly can make any payment on the go.

You’re still in control

Just like the physical Xpence Visa cards, you can apply spending limits and controls to keep on top of your business expenses.

Manage your subscriptions

Use virtual cards to manage all your subscriptions. Assign cards to specific SaaS tools that require recurring payments. They’re perfect for software trials too. You can even give custom nicknames to your cards.

Seamless online spending

Copy and paste your card details into your merchant’s browser for a quick seamless online shopping experience.

Manage your business expenses anywhere

Streamline all your business expenses with ease anytime and anywhere from any device.

They’re safer

Stop sharing your card details with the team. Issue instant virtual cards for those one off payments. Use virtual cards when you’re not sure of the online merchant. Just like our physical cards, virtual cards are protected by 3DS for safe and secure online spending.
Want to know more?
Sign up today and say goodby to expense reports.
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The Xpence card is issued by Mashreqbank PSC, pursuant to license by Visa.  Visa is a registered trademark of  Visa Inc . Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law No. (14) of 2018 Regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

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