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Financial Management & Bookkeeping App For Startups

Spend less time managing expenses and get it under control

As your start-up grows, managing your expenses starts to get tricky. Xpence offers its users a simple to use solution for issuing your team members individual virtual cards that can be tracked in real time. Gone will be the days were you forget about spending
Payment cards to simplfy your business spending
You can kiss goodbye to tedious expense reports and reimbursements. Empower your business and team with Xpence cards today.

A global card engineered for startups

Issue for yourself an Xpence visa cards to be used globally at millions of merchants in-store and online, in all currencies. All physical Xpence cards are enabled for contacless and chip-and-pin payments.

Instant virtual cards

A virtual card is exactly like a physical card, but are exclusively for you online business expenses. You get a card number, expiry date and CVV – all accessible from your app. Start issuing virtual cards instantly with just a few clicks.

Effortlessly invite team members

Invite team members to join your Xpence account from the comfort of your smartphone. Decide on the access you want to give them; cards, invoicing or both. Each employee gets their own app and can only view their own transactions. You can block access and remove team members instantly from your app.

Instant payments with Xpence on Google Pay

You can securely add your physical and virtual Xpence Visa cards to Google Pay and instantly can make any payment on the go.

Never loose a receipt

Never worry about loosing a receipt. Everytime you or your team make a transaction using an Xpence card, we send you a reminder to capture a picture of the receipt. You now have a permanent digital receipt of the transaction.

Start accepting card payments online

We’ve partnered with one of the region’s most trusted payment gateways so your customers can easily pay using their cards. We’ll inform you instantly as soon as your customer has paid and automatically mark the invoice paid so you don’t have to.
Want to know more?
Sign up today and say goodby to expense reports.
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The Xpence card is issued by Mashreqbank PSC, pursuant to license by Visa.  Visa is a registered trademark of  Visa Inc . Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law No. (14) of 2018 Regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

Copyright © 2024, Xpence, the Xpence logo, this website and all images are the copyright of Xpence Global Holdings Ltd, and may not be used or reproduced without the consent of the owner.