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Financial Management Solutions For Small & Medium Businesses

Manage your team’s spending, get complete control, and save time and money with automated expenses management
Days of being a scrappy start-up are in the past, and now your business has grown its teams. At Xpence, be secure in the knowledge that you have complete control over each of your team’s spending with live analytics and card management.
Payment cards to simplfy your business spending
You can kiss goodbye to tedious expense reports and reimbursements. Empower your business and team with Xpence cards today.

Manage expenses as a team

Invite your entire team and empower them to start spending smartly. Assign roles and set custom limits for each employee. Each employee gets their own app and can only view their own transactions. As the boss, you can see who has spent what, giving you complete control of your business expenses.

Instant Payments with Google Pay

Employees can securely add their Xpence physical and virtual Visa cards to Google Pay and easily manage their expenses with just one tap from their phone.

Track team expenses in real time

We give you a real-time view into how your team’s spending from one place. Select any transaction to see detail rich payment information. We even give you insights to the top spending categories of your team. Transactions missing receipts and notes are highlighted separately for better financial management.

Always in control

Manage your cards from anywhere at anytime. From instantly freezing and unfreezing a card to setting individual spending limits. There are over 500,000 combinations of controls available to give you complete check over how each of your employees uses their Xpence card.

No more expense reports

We’re giving you back time by simplifying your bookkeeping. Every detail-rich transaction is automatically categorised, and we remind your employees to submit receipts and add any important info each time they use their Xpence cards.

Manage approvals on the fly

Employees can request funds for unplanned purchases from their app. You can seamlessly approve and instantly top-up their cards using the Xpence app.
Want to know more?
Sign up today and say goodby to expense reports.
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The Xpence card is issued by Mashreqbank PSC, pursuant to license by Visa.  Visa is a registered trademark of  Visa Inc . Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law No. (14) of 2018 Regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework.

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